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Insurance News

Why load restraint is an insurance issue for truck operators
Why load restraint is an insurance issue for truck operators
27 Aug 2026: Paige Estritori
Recent transport industry reporting has again drawn attention to load restraint, with regulators and enforcement agencies continuing to highlight the risks created by poorly secured freight. For Australian truck operators, the issue is broader than avoiding roadside penalties. A load that moves, spills or falls can quickly become a vehicle damage, cargo, public liability, injury and business interruption problem. - read more
What Builder Collapses Mean for Tradies on the Job
What Builder Collapses Mean for Tradies on the Job
27 Aug 2026: Paige Estritori
Australia's construction sector continues to face pressure, with recent business reporting again pointing to elevated insolvency risk among builders and related operators. For tradespeople, that is not just a headline about another company's balance sheet. A builder collapse can quickly become a practical problem for subcontractors who have materials on site, tools locked in a compound, unpaid invoices, unfinished work and unclear responsibility for damaged or abandoned projects. - read more
New claims data sharpens focus on income protection details
New claims data sharpens focus on income protection details
27 Aug 2026: Paige Estritori
APRA's latest life insurance claims and disputes statistics have again put the practical side of personal cover in front of Australian workers. While headline numbers often focus on the overall performance of life insurers, the data is especially relevant for anyone relying on income protection insurance or salary continuance cover to keep household cash flow steady after illness or injury. - read more
Why defect checks matter for truck insurance
Why defect checks matter for truck insurance
27 Aug 2026: Paige Estritori
Recent heavy vehicle industry reporting has again highlighted roadside compliance activity, with enforcement attention on mechanical condition, fatigue records, load restraint and day-to-day maintenance evidence. For truck operators, the message is broader than avoiding an infringement. A defect notice, preventable breakdown or poorly documented maintenance program can also shape how an insurer views risk when cover is renewed or when a claim is assessed. - read more
Insurance Tax Debate Puts Farm Premiums Back in Focus
Insurance Tax Debate Puts Farm Premiums Back in Focus
26 Aug 2026: Paige Estritori
Renewed industry pressure to reduce insurance taxes has put affordability back in the spotlight for rural and regional Australia. The latest debate centres on the extra costs added to insurance through state-based duties, levies and other charges, which can make already expensive cover harder to maintain for households and businesses exposed to flood, bushfire, storm and cyclone risk. - read more
Caravan Insurance Articles

Common Caravan Insurance Exclusions and Policy Conditions Explained
Common Caravan Insurance Exclusions and Policy Conditions Explained
Caravan insurance can protect against many road, theft, weather and liability risks, but every policy also has exclusions, limits and conditions. This guide explains common caravan insurance exclusions in Australia and the fine print owners should review before choosing or renewing cover. - read more
Why Regular Caravan Servicing is Crucial for Insurance Claims
Why Regular Caravan Servicing is Crucial for Insurance Claims
Caravanning has surged in popularity across Australia, offering a unique way to explore this vast and beautiful country. Whether you're a seasoned traveller or planning your first trip, it's crucial to understand the importance of regular caravan maintenance. - read more
Essential Pre-Trip Checks for Your Caravan: Don't Hit the Road Without Them
Essential Pre-Trip Checks for Your Caravan: Don't Hit the Road Without Them
Setting off on a caravan trip is an exciting adventure, but before you hit the open road, it's essential to ensure your caravan is in top-notch condition. Performing pre-trip checks can make the difference between a memorable journey and a disastrous one. - read more
5 Top Tips for Safely Caravanning with Your Furry Friends in Australia
5 Top Tips for Safely Caravanning with Your Furry Friends in Australia
Exploring the great Australian outdoors in a caravan with your furry friends by your side can create unforgettable memories and provide experiences that deepen the bond between you and your pets. The joy found in watching your pet's excitement as they encounter new sights, sounds, and smells is irreplaceable and adds a layer of delight to the adventures ahead. - read more
Caravan Insurance Disasters: Real-Life Lessons and Horror Stories
Caravan Insurance Disasters: Real-Life Lessons and Horror Stories
Caravan insurance is an absolute necessity for anyone who owns a caravan. Accidents can happen at any time and without adequate insurance, the costs can be devastating. In this article, we will be exploring real-life horror stories and disasters regarding caravan insurance, to help you understand what can go wrong and what steps you can take to avoid similar situations. - read more

Knowledgebase
Insurance Policy:
Broadly, the entire written contract of insurance. More narrowly, the basic written or printed document, as distinguished from the forms and endorsements added thereto.