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Caravan Insurance Online Caravan Insurance Calculator

Estimate your caravan insurance needs with our Caravan Insurance Calculator. Calculate the right levels of cover to protect your caravan and your financial livelihood.

Caravan Insurance – Sum Insured Calculator

Add up the replacement cost of your caravan, annex/awnings, fitted equipment, appliances and portable contents. This helps avoid underinsurance and prepares a clean summary to share with a broker.

Exclude annex/awnings, fitted equipment, appliances and portable contents here – we’ll add them below.

Annex & Awnings

Include annex walls/rooms, awnings, anti-flap kits, privacy screens, and associated hardware.

Fitted equipment & structural mods

Solar panels, lithium batteries/BCDC, inverter/charger, water/grey tanks, air-con, diesel heater, suspension or chassis upgrades, stone guards.

Onboard appliances & electronics

Fridge/freezer, cooktop/oven, microwave, hot water system, TVs, sound system, cameras, alarm/trackers.

Portable contents (optional)

Camp furniture, bedding, cookware, tools, BBQ, generators, hoses, leads. Note: Some policies cap contents or insure them under Home & Contents; check your policy.

For your summary; it doesn’t alter the totals.
Commercial policies typically use ex-GST sums insured where ITCs apply.

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Caravan Insurance Articles

The Caravan Owner's Guide to Insurance: Comparing Quotes Online
The Caravan Owner's Guide to Insurance: Comparing Quotes Online
Caravanning has become a favorite pastime for many Australians, offering a unique sense of freedom and the thrill of exploring the vast beauty of the country. The wanderlust associated with hitting the road and setting up camp wherever you choose speaks to a growing number of adventure-seekers. - read more
Why You Should Use a Specialist Caravan Insurance Broker Instead of Going Direct
Why You Should Use a Specialist Caravan Insurance Broker Instead of Going Direct
Caravan insurance is an important investment for anyone who owns a caravan. It provides financial protection against loss, damage, or theft of your caravan. While it's possible to purchase caravan insurance directly from an insurer, in this article, we explore why you should use a specialist caravan insurance broker instead of going direct - and how to choose the right one for your needs. - read more
Why Eco-Friendly Caravanning is the Future of Travel
Why Eco-Friendly Caravanning is the Future of Travel
Caravanning has seen a rise in popularity across Australia, with many discovering the joys of hitting the open road and exploring the vast landscapes that the country has to offer. From coastal trips to inland adventures, caravanning provides the flexibility and freedom that many travelers are seeking. - read more
Caravan Insurance Disasters: Real-Life Lessons and Horror Stories
Caravan Insurance Disasters: Real-Life Lessons and Horror Stories
Caravan insurance is an absolute necessity for anyone who owns a caravan. Accidents can happen at any time and without adequate insurance, the costs can be devastating. In this article, we will be exploring real-life horror stories and disasters regarding caravan insurance, to help you understand what can go wrong and what steps you can take to avoid similar situations. - read more
Mastering Weight Distribution for a Smooth, Safe Caravan Journey
Mastering Weight Distribution for a Smooth, Safe Caravan Journey
When embarking on journeys with a caravan in tow, understanding the concept of weight distribution is critical. This refers to how the weight of your load is spread both within the caravan and between the caravan and the towing vehicle. Ensuring this weight is evenly distributed is not just a matter of organization; it's a fundamental aspect of safe and smooth travel. - read more

Insurance News

Envest Group Unveils TLI Underwriting to Serve Heavy Motor Fleets
Envest Group Unveils TLI Underwriting to Serve Heavy Motor Fleets
26 Sep 2025: Paige Estritori
Envest Group, a prominent player in the Australian insurance sector, has announced the launch of TLI Underwriting, a new agency dedicated to providing specialized insurance solutions for heavy motor fleet operators. This strategic move aims to address the unique challenges faced by larger transport businesses in Australia. - read more
Victorian Truck Driver Ordered to Repay $75K in Compensation Fraud Case
Victorian Truck Driver Ordered to Repay $75K in Compensation Fraud Case
26 Sep 2025: Paige Estritori
In a recent case highlighting the importance of integrity in workers' compensation claims, a Victorian truck driver has been convicted for fraudulently obtaining over $75,000 in compensation payments while simultaneously working for other employers. - read more
AFCA Orders AIA to Pay Truck Driver's TPD Benefit After 10-Year Dispute
AFCA Orders AIA to Pay Truck Driver's TPD Benefit After 10-Year Dispute
26 Sep 2025: Paige Estritori
In a significant ruling by the Australian Financial Complaints Authority (AFCA), insurance provider AIA has been directed to pay a total and permanent disability (TPD) benefit to a truck driver, concluding a protracted dispute that spanned over a decade. - read more
Diversification Drives New Insurance Needs for Australia's Small Farms
Diversification Drives New Insurance Needs for Australia's Small Farms
26 Sep 2025: Paige Estritori
In the evolving landscape of Australian agriculture, small commercial farms are increasingly diversifying their operations to enhance income and sustainability. This shift, while offering economic benefits, introduces new complexities in risk management and insurance coverage, presenting both challenges and opportunities for insurance brokers. - read more
Satellite Technology Revolutionizes Crop Insurance for Australian Farmers
Satellite Technology Revolutionizes Crop Insurance for Australian Farmers
26 Sep 2025: Paige Estritori
In a significant advancement for Australian agriculture, Insurance Facilitators (IF), a family-owned underwriting agency, has introduced a data-driven crop insurance solution leveraging satellite technology. This innovative approach aims to address longstanding challenges in the industry, including premium leakage and risk accumulation, by providing more accurate and efficient risk assessments. - read more
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