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TAL's Health Sense Plus Now Covers Income Protection Policies

Enhancing Policyholder Benefits Through Preventative Health Engagement

TAL's Health Sense Plus Now Covers Income Protection Policies?w=400

The information on this website is general in nature and does not take into account your objectives, financial situation, or needs. Consider seeking personal advice from a licensed adviser before acting on any information.

In a strategic move to make life insurance more relevant to younger Australians, TAL has expanded its Health Sense Plus program to encompass income protection policies.
This initiative allows advisers to offer clients enhanced value through a straightforward preventative health engagement.

Since its launch in 2019, over 20,000 customers have benefited from the Health Sense Plus program. By extending this program to income protection policies, TAL aims to encourage more Australians to engage in preventative health measures, ultimately leading to better health outcomes and more affordable insurance premiums.

Policyholders can access discounts on their income protection premiums by participating in simple preventative health activities. This approach not only incentivizes healthier lifestyles but also aligns with TAL's commitment to supporting the long-term well-being of its clients.


As the insurance industry continues to evolve, initiatives like Health Sense Plus demonstrate a shift towards integrating health promotion with financial protection, offering a holistic approach to policyholder well-being.

Published:Wednesday, 11th Feb 2026
Source: Paige Estritori

Please Note: If this information affects you, seek advice from a licensed professional.

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Moral Hazard:
The concept that individuals may take on more risk when they do not bear the full consequences of that risk, often relevant in insurance scenarios.